FlightCare Works for You
Teamed with TRICARE Prime, FlightCare helps to cover your out-of-pocket costs. That's because FlightCare pays your copayments—including your prescription drug cost share—after you pay the TRICARE Prime deductible and $250 FlightCare deductible.
FlightCare doesn't cover service received under the TRICARE Prime Point-of-Service Option and the enrollment fee for retired members.
Your Acceptance is Guaranteed
As a retired AFSA member, you and your family members under age 65 are GUARANTEED ACCEPTANCE in FlightCare. However, insurance benefits payable are subject to your policy's pre-existing conditions limitation.
Your coverage will remain in effect as long as the Master Policy remains in force, you are an AFSA member, and you continue to pay your premiums when due. Your dependent's coverage will remain in effect as long as your coverage is active, premiums are paid, and they meet the eligibility requirements.
You Have Freedom of Choice
Working hand-in-hand with TRICARE, FlightCare gives you the freedom to use any TRICARE authorized doctor, hospital, or specialist you want—civilian or military.
You Pay Economical Group Rates
AFSA put the immense purchasing power of more than 115,000 members together to get you the most affordable rates possible. Compare FlightCare's rates to those of other associations. You'd be hard-pressed to find a comparable TRICARE Prime Supplement with economical rates like these:
|Monthly Group Rates* |
|Age ||Member/Spouse |
|Under 40 ||$13.77 |
|40-44 ||$14.95 |
|45-49 ||$18.35 |
|50-54 ||$22.37 |
|55-59 ||$24.67 |
|60-64 ||$26.37 |
|Each Child** ||$10.32 |
* You'll be billed four times a year. If applicable, an additional $2.00 billing fee will be included on your billing notice payable to the administrator. To save the fee, select Electronic Funds Transfer (EFT) as a safe and secure payment option. Rates are based on the attained age of the Insured Person and increase as you enter each new age category. Rates and/or benefits may be changed on a class basis. Rates will not be changed unless they are changed for all insureds in your classification.
** Children under age 21 are eligible (up to age 23 if full-time student) or 26 if covered under TRICARE Young Adult.
Your Coverage Can Be Secure to Age 65
AFSA gives you added security with FlightCare. Regardless of how many claims you make, FlightCare can cover you until age 65. Once you reach age 65, you're eligible to receive full TRICARE For Life benefits. Plus, your rates won't be increased because of the number of claims you make or changes in your health. Your rates can only increase if they're increased for all members in your classification.
This Plan Can Help Your Family if Something Happens to You
With FlightCare's valuable Widow's and Dependents' benefit, your spouse and children can continue their FlightCare protection AT NO COST for five years or to age 65 (whichever comes first). In order for your spouse to take advantage of this benefit he or she must join AFSA, have coverage for at least six months prior to your death, and remain unmarried.
Your FlightCare Protection Goes Where You Go
When you say "Yes" to FlightCare, you can rest assured your protection can stay with you wherever you go. Even if you change jobs or move, you can keep your FlightCare protection. (Unlike employer-provided plans that end when you leave your job.)
Your Satisfaction is Guaranteed
Your satisfaction with AFSA FlightCare is 100% guaranteed. Once you receive your Certificate of Insurance, take a FULL 30 days to look it over. Make sure it meets all your expectations. If you decide to keep FlightCare, simply mail in your premium. But if FlightCare isn't right for you, just mail the Certificate back to us. That will end it—no questions asked, no obligation.
Your coverage will become effective on the first day of the month following the date we receive your Enrollment Form.
AFSA FlightCare Provides Exceptional Service
If you've ever tried to call a government office or TRICARE, then you know how difficult it is to get through, let alone get answers to your questions. But with FlightCare, if you have a question, you can simply call our TOLL FREE hotline at 1-800-882-5541 or e-mail us: firstname.lastname@example.org. Your questions will be answered by an AFSA FlightCare benefit specialist who understands your plan inside and out. You'll get fast, courteous service and accurate answers.
|Plan Details |
|Type of Insurance ||FlightCare TRICARE Prime Supplement |
|Designed For ||Guaranteed acceptance1 for retired AFSA members and families under age 65. |
|Underwritten By ||Hartford Life Insurance Company & Hartford Life and Accident Insurance Company |
|Form Number ||TRICARE Form Series includes SRP-1269, or state equivalent |
|Group Policy Number ||AGP-5189 |
Other Important FlightCare Information
Exclusions and Limitations
The Policy does not cover Injury or Sickness resulting from war or act of war, whether war is declared or undeclared; intentionally self-inflicted Injury; suicide, attempted suicide, whether sane or insane (in Missouri, while sane); routine physical exams and immunizations, except when: a)rendered to a child up to 6 years from his or her birth; or b) ordered by a Uniformed Service: (1) for a Covered Spouse or Child of an Active Duty Member; (2) for such spouse or child's travel out of the United States due to the Member's assignment; domiciliary or custodial care; eye refractions and routine eye exams except when rendered to a child up to 6 years from his or her birth; eyeglasses and contact lenses; prosthetic devices, except those covered by TRICARE; cosmetic procedures, except those resulting from a covered Sickness or Injury; hearing aids; orthopedic footwear; care for the mentally incapacitated or physically handicapped if: a) the care is required because of the mental incapacitation or physical handicap; or b) the care is received by an Active Duty Member's child who is covered by the "Program for the Handicapped" under TRICARE; drugs which do not require a prescription, except insulin; dental care unless such care is covered by TRICARE, and then only to the extent that TRICARE covers such care; any Confinement, service, or supply that is not covered under TRICARE; Hospital nursery charges for a well newborn, except as specifically provided under TRICARE; any routine newborn care except Well Baby Care, as defined, for a child up to 6 years from his or her birth; expenses in excess of the TRICARE Cap; expenses which are paid in full by TRICARE; any expenses or portion thereof which is in excess of the Legal Limit; any expense or portion thereof applied to the TRICARE Outpatient Deductible; treatment for the prevention or cure of alcoholism or drug addiction except as specifically provided under TRICARE and this policy; and any part of a covered expense which your are not legally obligated to pay because of payment by a TRICARE alternative program.
Pre-Existing Condition Limitation
Any condition for which you received medical treatment, consultation or expense during the 12 months preceding your effective date of coverage will not be covered until 12 months during which you were treatment-free for that condition. You are immediately eligible for benefits for conditions which required no medical treatment, consultation or advice during the 12-month period preceding enrollment. (In California, pre-existing conditions are not covered for conditions for which medical advice or treatment was received or recommended within six months prior to the effective date of this coverage. This exclusion will end once you have been covered for six months.) If any person to be covered is hospital-confined on the date coverage becomes effective, coverage for that person will be deferred until the first day of the month following a period of 30 consecutive days after final discharge from the hospital.
This website explains the general purpose of the insurance described, but in no way changes or affects the Policy as actually issued. Group Policy AGP-5189 [TRICARE Form Series includes SRP-1269, or state equivalent] is issued in Washington, D.C., and is subject to its laws. In the event of a discrepancy between this website and the policy, the terms of the policy apply.
All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company and Hartford Life Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to the Insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.
Plan underwritten by Hartford Life and Accident Insurance Company and Hartford Life Insurance Company, Hartford, CT 06155 and administered by Mercer Consumer, a service of Mercer Health & Benefits Insurance Services LLC, 12421 Meredith Drive, Urbandale, IA 50398. For questions, please call 1-800-882-5541, or e-mail us at email@example.com.